Moving home, is said to be one of the most stressful events in a person’s life. It is stressful because there is so much think about, plan and predominantly because most of what is going on is out of your control and can feel alien to you. However, there are things you can do, and decisions you can make, that will help to make the process much smoother. There will still be challenges on the way, but by taking control of as much as you can, and by approaching your house move in the right way, you can feel as in control as possible.
As Paisleys have been solicitors for over 130 years we have helped thousands of people to move with the minimum of fuss. Our experienced conveyancers have pretty much seen it all. We have put together some of their top tips to help!
1. Budget carefully & be realistic.
Moving to a new house can be an expensive process. There are more often than not unexpected costs (such as the cost of buying packing materials) that most people forget about. Try if you can to have a small reserve of funds – this can even pay for your takeaway in your new house on the first night when you can’t find the pans or work the new cooker!
We understand that most people will have had to save to get the money together to make their house move happen. Paisleys work on a fixed fee basis and the quote that you are provided with at the onset of the transaction tends not to change. The quote provided will also outline what mandatory fees and taxes you will need to pay, including Stamp Duty, search fees, etc. Sometimes there are additional costs that need to be paid for as the transaction progresses (these can be things such as having to pay for duplicate of papers from third parties, swearing documents with other solicitors or additional searches that need applied for due information obtained) Any additional costs will be discussed with you first and your permissions is always required to incur any fees on your behalf. We hope that by having these procedures in plan this can help you to plan carefully and keep on top of your money. We are always able to provide you with draft statements at various stages as the matter progresses.
2. Plan, Plan, Plan.
One of the biggest stress factors in the moving process for most people is the lack of a confirmed moving date. At the start of the transaction we always ask for dates that you are not available and any suggested work toward date. As a general rule of thumb the conveyancing process takes between 6-8 weeks. This is of course dependant on a number of factors. These can include, how quickly you provide information that is required, the length of the chain, the status of the house (such as in new builds) and the time of year (believe it or not this does make a difference) It is important that you set yourself realistic and archivable timescales. Communication with your solicitor about dates is vital and you must not be afraid to call for updates.
Some people find that to-do lists are a great help. You can add and remove things as you come across them. This leads us on to number 3.
3. Make a list of who has your address.
Most people have a huge number of online accounts and these can quite often be forgotten about when you move. As part of our process you will receive we have moved cards that you can pass to others but these only work for physical places. Start compiling a list early on of the places you will need to inform of your move this includes on-line accounts such as amazon, eBay, Tesco etc to help when you move.
There is always the option for a mail re-direction service, but mail should not be redirected until your completion date has been sent by way of exchange of contracts and your solicitor will speak to you about this once you are at this stage.
4. Don’t be afraid to ask for help and advice!
If you’re a first-time buyer, speak to people who’ve done it before and take on board their advice. Don’t be afraid to ask questions of your solicitor, especially if you’re unsure of the process and want anything clarifying. Lots of the information we provide you will never have seen before and it is not uncommon for you to need to speak to us.
If you have any questions at all, please do not hesitate to contact our conveyancing department on 01900 602 235 or via email at email@example.com